Merchant cash advance

Fast, Flexible Business Funding

Turn your future sales into immediate capital for your business. Get funded in as little as a couple of hours.

What is a Merchant Cash Advance

A Merchant Cash Advances uses the monthly revenue of the business as the primary factor for issuing an approval, and allows businesses access to capital quickly.

It is ideal for Business Owners that may not qualify for a traditional business loan, but need access to a fast, flexible funding option.

Unlike traditional financing, a Merchant Cash Advance is available to Business Owners of all personal credit types, including bad credit. It also does not require that you pledge any personal assets as collateral.

QUick Funding Process

Get up to $1,000,000 funded into the approved business account in as little as 24 hours.

Tailored Payments

The payment and terms are designed to match the cash flow of the business.

Unsecured Funding line

Does not require that you pledge any personal assets as collateral.

Simple application

Get approved in as little as a few minutes with the easy online application process.

Easy Funding Process

GET APPROVED

Take a few minutes to complete our easy online application

SELECT TERMS

Choose the funding amount and terms that work best for your situation

GET FUNDED

Complete our easy online checkout process and the funds will be released

Benefits of a Merchant Cash Advance

Fast Approval Process
Minimal Documentation Required
Revenue Based Approval
Perfect for Short-Term Cash Flow Needs
Early Payoff Discounts Available
All Credit Types Eligible – Bad Credit OK

Who Can Benefit from a Merchant Cash Advance

We work with business owners in all 50 states and across nearly every industry—if you’re looking for a fast, hassle-free source of capital without the red tape of traditional financing, a Merchant Cash Advance could be the right fit for your business.

Retail & E-commerce
Restaurants & Cafes
Medical Practices
Construction & Service Providers
Auto Sales & Repair
Salons & Spas
Trucking & Transportation
Manufacturing
Wholesale Providers
Home Healthcare
Consulting Services
Hospitality

Requirements: Business must generate at least $10,000/month in revenue and be operational for a minimum of 3 months.

Common Uses for a Merchant Cash Advance

Inventory Purchases

Marketing & Advertising

Equipment Upgrades

Hiring & Payroll

Facility Improvements

Vendor Payments

Paying Off Other Debt

Launching New Services

Easy Online Application

Get Approved
In minutes

No Hard Credit Checks

Once approved, select the terms that work best for your business, and get funded today!

Frequently Asked Questions

How much does my business qualify for?

The amount your business qualifies for depends on several factors including your average monthly revenue, cash flow trends, and time in business. Most businesses typically qualify for 50% to 150% of their average monthly revenue. To get a tailored estimate, complete our short application and receive a quote with no obligation.

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is a flexible financing solution that provides your business with a lump sum of working capital in exchange for a percentage of your future sales. It’s ideal for businesses that need fast funding without the requirements of traditional bank loans.

How fast can I get the funds?

In many cases, funds can be deposited into your business bank account as soon as the same day your application is approved. Most approvals and fundings are completed within 24–48 hours, depending on how quickly we receive the required documentation.

Does my credit score matter?

No. While we may check credit in some cases, approval is primarily based on your business’s cash flow and revenue—not your personal credit score. This makes Merchant Cash Advances accessible even for business owners with less-than-perfect credit.

What documents do I need to apply?

We keep it simple. All you typically need are your last 3 months of business bank statements and a completed application form. In some cases, we may request additional information, but our process is designed to be fast and hassle-free.

Can I pay the advance off early?

Yes! We offer early payoff discounts for many of our programs. This gives you flexibility and potential cost savings if you’re in a position to repay your advance ahead of schedule.